BankAmericard credit card: what it earns

Updated October 17, 2026 · from RightCard's verified card and merchant data

BankAmericard credit card doesn't earn rewards. It's built for something else, like a low rate or building credit. Annual fee: not verified yet.

Every category, as published

The everyday rates only. No welcome bonus, no limited-time offers. Where a rotating 5% quarter is live today it is noted in the row.

Category	Earn	≈ value / $1
Restaurants	0%	0¢
Supermarkets	0%	0¢
Gas stations	0%	0¢
Travel	0%	0¢
Online shopping	0%	0¢
Drugstores	0%	0¢
Transit & rideshare	0%	0¢
Streaming	0%	0¢
Everything else	0%	0¢

Where it beats a flat 2% card

Nowhere on published rates alone. Its case rests on credits, offers or the program its points feed, not on the earn rate.

See it against the rest of your wallet →

Other Bank of America cards: Alaska Airlines Atmos Rewards Summit · Atmos Rewards Ascent · Bank of America Business Advantage Customized Cash Rewards

How RightCard handles this: add the BankAmericard credit card in the app and it competes with your other cards at every store, with your bank offers and this quarter's rotating bonus folded in. The app is free and private. No bank login. Recommendations are computed on your phone.

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FAQ

What does the BankAmericard credit card earn at supermarkets?

0% at stores that code as supermarkets. Superstores and warehouse clubs usually do not count.

What does the BankAmericard credit card earn on everything else?

0% on purchases outside its bonus categories.

Does the BankAmericard credit card have an annual fee?

We have not verified the fee from two sources yet, so this page does not state one.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

More guides: Rate my wallet · All cards