Capital One VentureOne: what it earns

Updated October 16, 2026 · from RightCard's verified card and merchant data

Capital One VentureOne earns a flat 1.25x miles on everything. We value Capital One miles at 1.7¢ per point toward travel and 1¢ as cash; the table below shows both readings. No annual fee.

Every category, as published

The everyday rates only. No welcome bonus, no limited-time offers. Where a rotating 5% quarter is live today it is noted in the row.

Category	Earn	≈ value / $1
Restaurants	1.25x miles	1.25¢ cash · 2.125¢ travel
Supermarkets	1.25x miles	1.25¢ cash · 2.125¢ travel
Gas stations	1.25x miles	1.25¢ cash · 2.125¢ travel
Travel	1.25x miles	1.25¢ cash · 2.125¢ travel
Online shopping	1.25x miles	1.25¢ cash · 2.125¢ travel
Drugstores	1.25x miles	1.25¢ cash · 2.125¢ travel
Transit & rideshare	1.25x miles	1.25¢ cash · 2.125¢ travel
Streaming	1.25x miles	1.25¢ cash · 2.125¢ travel
Everything else	1.25x miles	1.25¢ cash · 2.125¢ travel

Travel value uses 1.7¢ per point for Capital One miles, a conservative figure. Cash redemptions on most points programs pay 1¢ or less.

Where it beats a flat 2% card

Restaurants, Supermarkets, Gas stations, Travel, Online shopping, Drugstores, Transit & rideshare, Streaming. Everywhere else a plain 2% card earns more, so this card is a category card, not an everything card.

See it against the rest of your wallet →

Other Capital One cards: Journey Student Rewards · Quicksilver Rewards for Students · SavorOne Student

How RightCard handles this: add the Capital One VentureOne in the app and it competes with your other cards at every store, with your bank offers and this quarter's rotating bonus folded in. The app is free and private. No bank login. Recommendations are computed on your phone.

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FAQ

What does the Capital One VentureOne earn at supermarkets?

1.25x miles at stores that code as supermarkets. Superstores and warehouse clubs usually do not count.

What does the Capital One VentureOne earn on everything else?

1.25x miles on purchases outside its bonus categories.

Does the Capital One VentureOne have an annual fee?

No annual fee.

How much are Capital One VentureOne points worth?

About 1.7¢ each toward travel by our conservative estimate for Capital One miles, and 1¢ or less as cash.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

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