British Airways Visa Signature Card: what it earns

Updated October 17, 2026 · from RightCard's verified card and merchant data

British Airways Visa Signature Card earns 2x miles at travel (hotels), and 1x miles on everything else. We value Chase Ultimate Rewards at 1.8¢ per point toward travel and 1¢ as cash; the table below shows both readings. Annual fee: $95.

Every category, as published

The everyday rates only. No welcome bonus, no limited-time offers. Where a rotating 5% quarter is live today it is noted in the row.

Category	Earn	≈ value / $1
Restaurants	1x miles	1¢ cash · 1.8¢ travel
Supermarkets	1x miles	1¢ cash · 1.8¢ travel
Gas stations	1x miles	1¢ cash · 1.8¢ travel
Travel	1x miles · 2x miles hotels	1¢ cash · 1.8¢ travel
Online shopping	1x miles	1¢ cash · 1.8¢ travel
Drugstores	1x miles	1¢ cash · 1.8¢ travel
Transit & rideshare	1x miles	1¢ cash · 1.8¢ travel
Streaming	1x miles	1¢ cash · 1.8¢ travel
Everything else	1x miles	1¢ cash · 1.8¢ travel

Travel value uses 1.8¢ per point for Chase Ultimate Rewards, a conservative figure. Cash redemptions on most points programs pay 1¢ or less.

Where it beats a flat 2% card

Nowhere on published rates alone. Its case rests on credits, offers or the program its points feed, not on the earn rate.

Built-in store rates

Permanent card benefits in our verified data, not offers.

Store	Rate
British Airways	3%
Aer Lingus	3%
Iberia	3%

See it against the rest of your wallet →

Other Chase cards: Chase Freedom · Chase Freedom Flex · Chase Freedom Unlimited

How RightCard handles this: add the British Airways Visa Signature Card in the app and it competes with your other cards at every store, with your bank offers and this quarter's rotating bonus folded in. The app is free and private. No bank login. Recommendations are computed on your phone.

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FAQ

What does the British Airways Visa Signature Card earn at supermarkets?

1x miles at stores that code as supermarkets. Superstores and warehouse clubs usually do not count.

What does the British Airways Visa Signature Card earn on everything else?

1x miles on purchases outside its bonus categories.

Is the British Airways Visa Signature Card's $95 fee worth it?

Only if the credits and rewards you would actually use add up to more than $95 a year. Our coupon-book tool lets you tick the credits you would use and see the verdict.

How much are British Airways Visa Signature Card points worth?

About 1.8¢ each toward travel by our conservative estimate for Chase Ultimate Rewards, and 1¢ or less as cash.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

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