Suncoast Platinum Cash Back Visa: what it earns

Updated October 27, 2026 · from RightCard's verified card and merchant data

Suncoast Platinum Cash Back Visa earns 2% at supermarkets, 2% at gas stations, and 1% on everything else. No annual fee.

Every category, as published

The everyday rates only. No welcome bonus, no limited-time offers. Where a rotating 5% quarter is live today it is noted in the row.

Category	Earn	≈ value / $1
Restaurants	1%	1¢
Supermarkets	2%	2¢
Gas stations	2%	2¢
Travel	1%	1¢
Online shopping	1%	1¢
Drugstores	1%	1¢
Transit & rideshare	1%	1¢
Streaming	1%	1¢
Everything else	1%	1¢

Where it beats a flat 2% card

Nowhere on published rates alone. Its case rests on credits, offers or the program its points feed, not on the earn rate.

Where the grocery bonus will not post

Superstores and warehouse clubs code outside the supermarket category, so the grocery rate usually does not post at Walmart, Target, Costco, Sam's Club or BJ's. Check any store.

See it against the rest of your wallet →

How RightCard handles this: add the Suncoast Platinum Cash Back Visa in the app and it competes with your other cards at every store, with your bank offers and this quarter's rotating bonus folded in. The app is free and private. No bank login. Recommendations are computed on your phone.

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FAQ

What does the Suncoast Platinum Cash Back Visa earn at supermarkets?

2% at stores that code as supermarkets. Superstores and warehouse clubs usually do not count.

What does the Suncoast Platinum Cash Back Visa earn on everything else?

1% on purchases outside its bonus categories.

Does the Suncoast Platinum Cash Back Visa have an annual fee?

No annual fee.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

More guides: Rate my wallet · All cards · Supermarkets guide · Gas stations guide