RightCardReflect Card: what it earns
Updated October 17, 2026 · from RightCard's verified card and merchant data
Reflect Card doesn't earn rewards. It's built for something else, like a low rate or building credit. No annual fee.
Every category, as published
The everyday rates only. No welcome bonus, no limited-time offers. Where a rotating 5% quarter is live today it is noted in the row.
| Category | Earn | ≈ value / $1 |
|---|---|---|
| Restaurants | 0% | 0¢ |
| Supermarkets | 0% | 0¢ |
| Gas stations | 0% | 0¢ |
| Travel | 0% | 0¢ |
| Online shopping | 0% | 0¢ |
| Drugstores | 0% | 0¢ |
| Transit & rideshare | 0% | 0¢ |
| Streaming | 0% | 0¢ |
| Everything else | 0% | 0¢ |
Where it beats a flat 2% card
Nowhere on published rates alone. Its case rests on credits, offers or the program its points feed, not on the earn rate.
See it against the rest of your wallet →
Other Wells Fargo cards: Wells Fargo Active Cash · Wells Fargo Signify Business Cash · Attune Card
How RightCard handles this: add the Reflect Card in the app and it competes with your other cards at every store, with your bank offers and this quarter's rotating bonus folded in. The app is free and
private. No bank login. Recommendations are computed on your phone.
Get RightCard on the App Store
FAQ
What does the Reflect Card earn at supermarkets?
0% at stores that code as supermarkets. Superstores and warehouse clubs usually do not count.
What does the Reflect Card earn on everything else?
0% on purchases outside its bonus categories.
Does the Reflect Card have an annual fee?
No annual fee.
Where these numbers come from: RightCard's data
pipeline re-checks each card's published rates weekly and lists a rate only after two independent
sources agree. Merchant codes come from our merchant directory. If a card or store is missing here,
it is because we could not verify it, not because we guessed.
More guides: Rate my wallet · All cards