RightCardRightCard works in the UK.
iPhone app · 55 UK cards · about 650 UK shops · no bank login
Pick the UK cards you have. RightCard tells you which one to use at Greggs, Tesco, eBay or any other shop, before you pay.
It counts in pounds, values your points in pence the way UK programmes pay them, and knows which shops don't take Amex.
The real answer at Greggs, from a UK wallet.
What it knows
55 UK credit cards from these banks:
- American Express
- Barclaycard
- NatWest
- Royal Bank of Scotland
- Santander
- HSBC
- M&S Bank
- Lloyds Bank
- Halifax
- Tesco Bank
- John Lewis Money
- Virgin Money
- Yonder
- Capital on Tap
- Chase UK
- PayPal
- Zable
- Zilch
Missing yours? You can request it in the app.
About 650 UK shops, restaurants, travel firms and services, filed by what your card rewards actually count them as.
UK points, in pence. Avios, Amex Membership Rewards, Virgin Points, Marriott Bonvoy, Nectar and the rest are valued on the careful side. When an answer depends on a point value, the app shows the maths.
The small print. Spending caps, monthly cashback limits and minimum-spend rules are shown with the answer, so a number never hides its catch.
Shop rules it checks for you
If a shop codes differently from what you'd expect, tap "Earned less here? Tell us" under the answer. Your phone answers the corrected way right away.
Getting the UK cards
- Download the app. If your App Store account is in the UK, it opens on UK cards.
- Already using it with US cards? Open Settings in RightCard and tap the flag at the top, then pick United Kingdom. Your US cards stay saved, and you can switch back any time.
- Add your cards from the list. No card numbers, no bank login.
Not in the UK yet
- Adding bank offers. The one-tap offer sync works for US cards today. On UK cards the Offers tab is hidden, so you won't see an empty one.
- The Chrome extension adds US bank offers only, for the same reason.
Privacy
Same as everywhere else: no bank login, no ads, no trackers. Answers are worked out on your phone. Read the privacy policy.
Questions
Which card should I use at Greggs?
Greggs takes Visa and Mastercard only, so RightCard picks among those and never answers with an Amex card there. eBay is the same.
Can RightCard add my UK Amex offers?
Not yet. Adding bank offers works for US cards today. On UK cards the Offers tab is hidden, so you won't see an empty one.
Does RightCard need my bank login?
No. You pick the cards you have from a list. RightCard never connects to your bank and never sees your balances or transactions.
Does it cost anything?
No. Finding your best card in any shop is free.