Bank of America Travel Rewards Credit Card for Students: what it earns

Updated October 16, 2026 · from RightCard's verified card and merchant data

Bank of America Travel Rewards Credit Card for Students earns a flat 1.5x points on everything. We value fixed-value miles at 1¢ per point toward travel and 1¢ as cash; the table below shows both readings. No annual fee.

Every category, as published

The everyday rates only. No welcome bonus, no limited-time offers. Where a rotating 5% quarter is live today it is noted in the row.

Category	Earn	≈ value / $1
Restaurants	1.5x points	1.5¢ cash · 1.5¢ travel
Supermarkets	1.5x points	1.5¢ cash · 1.5¢ travel
Gas stations	1.5x points	1.5¢ cash · 1.5¢ travel
Travel	1.5x points	1.5¢ cash · 1.5¢ travel
Online shopping	1.5x points	1.5¢ cash · 1.5¢ travel
Drugstores	1.5x points	1.5¢ cash · 1.5¢ travel
Transit & rideshare	1.5x points	1.5¢ cash · 1.5¢ travel
Streaming	1.5x points	1.5¢ cash · 1.5¢ travel
Everything else	1.5x points	1.5¢ cash · 1.5¢ travel

Travel value uses 1¢ per point for fixed-value miles, a conservative figure. Cash redemptions on most points programs pay 1¢ or less.

Where it beats a flat 2% card

Nowhere on published rates alone. Its case rests on credits, offers or the program its points feed, not on the earn rate.

See it against the rest of your wallet →

Other Bank of America cards: BankAmericard Credit Card for Students · BankAmericard credit card · Alaska Airlines Atmos Rewards Summit

How RightCard handles this: add the Bank of America Travel Rewards Credit Card for Students in the app and it competes with your other cards at every store, with your bank offers and this quarter's rotating bonus folded in. The app is free and private. No bank login. Recommendations are computed on your phone.

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FAQ

What does the Bank of America Travel Rewards Credit Card for Students earn at supermarkets?

1.5x points at stores that code as supermarkets. Superstores and warehouse clubs usually do not count.

What does the Bank of America Travel Rewards Credit Card for Students earn on everything else?

1.5x points on purchases outside its bonus categories.

Does the Bank of America Travel Rewards Credit Card for Students have an annual fee?

No annual fee.

How much are Bank of America Travel Rewards Credit Card for Students points worth?

About 1¢ each toward travel by our conservative estimate for fixed-value miles, and 1¢ or less as cash.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

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